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Freddie Mac promotes diversity and inclusion in contracting opportunities for minorities, women, and persons with disabilities, and minority-, women-, and disabled-owned businesses. We welcome all qualified diverse suppliers to view and consider Freddie Mac’s potential sourcing opportunities.

To be a potential diverse supplier at Freddie Mac you must meet the following minimum qualifications.

  • Have an established place of business, been in business for at least one year, and be able to provide revenue amounts for the current year.
  • Cannot acquire more than 70 percent of your revenue from Freddie Mac at the time of registration.
  • Be able to provide, upon request, a certificate of insurance for the type and/or the level of business you wish to conduct with Freddie Mac.
  • Be able to provide Freddie Mac with a W-9 form.
  • Maintain at least three W-2 employees.
  • Qualify as a diverse supplier based on the diverse supplier definitions outlined below.
  • Be able to provide a third party diversity certificate (if applicable).

Minority-Owned Business

  • More than 50% of the ownership or control of which is held by one or more minority individuals; and
  • More than 50% of the net profit or loss of which accrues to one or more minority individuals.
  • Minority means any Black (or African) American, Native American (or American Indian), Hispanic (or Latino) American, or Asian American.

Women-Owned Business

  • More than 50% of the ownership or control of which is held by one or more women;
  • More than 50% of the net profit or loss of which accrues to one or more women; and
  • A significant percentage of senior management positions are held by women.

Disabled-Owned Business

  • More than 50% of the ownership or control of which is held by one or more persons with a disability; and
  • More than 50% of the net profit or loss of which accrues to one or more persons with a disability.Disability has the meaning defined in 29 C.F.R. § 1630.2(g), § 1630.3 and Appendix to Part 1630 – Interpretive Guidance on Title I of the Americans with Disabilities Act.

Service Disabled Veteran-Owned Business

  • Not less than 51% of which is owned by one or more service-disabled veterans, or in the case of any publicly owned business, not less than 51% of the stock of which is owned by one or more service-disabled veterans; and
  • The management and daily business operations of which are controlled by one or more service-disabled veterans, or in the case of a veteran with a permanent and severe disability, a spouse or permanent caregiver of such veteran.Service Disabled Veteran has the meaning described by the United States Department of Veterans Affairs at

Gay, Lesbian, Bisexual and Transgender-Owned Business (or GLBT-Owned Business)

  • At least 51% of which is owned, operated, managed and controlled by one or more gay, lesbian, bisexual or transgender persons who are either United States citizens or lawful permanent residents;
  • That exercises independence from any non-gay, lesbian, bisexual or transgender-owned business enterprise;
  • With its principal place of business (headquarters) in the United States; and
    Formed as a legal entity in the United States.This definition is from the National Gay and Lesbian Chamber of Commerce.



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  • Confused about points in the mortgage process? You're not alone. They can have a big impact on how much home you can afford and your monthly mortgage payments. Consider these three questions to help you decide if you should buy points.

  • The 30-year fixed-rate mortgage averaged 4.61% and the 15-year fixed averaged 4.08%.

  • What is amortization? And what's an amortization schedule? Learn why it's important and why you should <3 it...

  • 2018 ushered in new federal income tax laws that have many homeowners scratching their heads and wondering how the changes will affect them. The answer: It depends.

  • Tear down a wall here, put in new tile there, add a skylight – the options are endless when it comes to home renovation projects. But how do you make sure you're getting a good return on investment? Nicole is here to help.

  • The 30-year fixed mortgage rate remained at 4.55% over the past week while the 15-year fixed mortgage rate averaged 4.01%.

  • The 30-Yr FRM averaged 4.55% and the 15-Yr FRM averaged 4.03%.

  • Do you know the difference between a fixed-rate mortgage (FRM) and an adjustable-rate mortgage (ARM)? Learn which option is best for you this spring homebuying season.

  • Learn from Lynette! In the video, she explains how she spent all of her savings on her down payment and closing costs...and failed to set money aside for emergencies. Ask these five questions before buying a home this spring to get a full picture of your financial situation.

  • 30-Year fixed-rate mortgage averages 4.58% for the week, 15-Year fixed, also up to 4.02%.

  • Interested in buying a home this spring, but worried you don't have enough for a down payment? Good news: You can put down less than 20%... and in fact, it's possible to put down even less.

  • The 30-year FRM jumps to 4.47% -- its highest level since January 2014.

  • In addition to principal and interest, your monthly mortgage payment may also include an escrow and private mortgage insurance. So, what are these extra payments?

  • I highly appreciate that Freddie Mac efforts in making single family loan-level dataset publicly available. This helps the public learn and understand how the government helps U.S. people with their housing issues.

  • I highly appreciate Freddie Mac in making Sing Family Loan-Level Dataset available to the public. As a Ph.D. student, I am really amazed at how U.S. government make public welfare data open to people so that everything is in the sun. In this way, people can learn, understand and know how government helps people with their housing.

  • Rates continue to hold steady: 30-Yr FRM averaged 4.42% and 15-Yr FRM averaged 3.87%.

  • How long does it take to buy a home? The short answer: the timeline is different for every buyer. We've outlined the main steps in the process – from pre-approval to closing – to help you prepare for a successful homebuying experience this spring.

  • Did you know 54.2% of U.S. Hispanics are bilingual? Learn how to overcome language barriers and clear the path to homeownership.

  • Do you know the difference between a real estate agent, lender, and housing counselor? Learn how each person on your homebuying team can help get you into a new home this spring!

  • Rates are down. The 30-Yr FRM averaged 4.40% and the 15-Yr FRM averaged 3.87%.

  • Nicole is back to kick off this year's spring homebuying season! Check back throughout the week & follow our blog for tips to get into a new home.

  • This year's spring homebuying season is going to be even more competitive than years past. Learn how you can get a leg up on the competition.

  • This week's mortgage rates: 30-Yr FRM averaged 4.44% and the 15-Yr FRM averaged 3.90%.

  • Do you know the difference between "interest rate" and "APR"?

  • What happens when the newly crowned largest generation decides to start buying homes...and what happens if they don't? Learn about Millennial housing trends in this month's Insight.