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Freddie Mac promotes diversity and inclusion in contracting opportunities for minorities, women, and persons with disabilities, and minority-, women-, and disabled-owned businesses. We welcome all qualified diverse suppliers to view and consider Freddie Mac’s potential sourcing opportunities.

To be a potential diverse supplier at Freddie Mac you must meet the following minimum qualifications.

  • Have an established place of business, been in business for at least one year, and be able to provide revenue amounts for the current year.
  • Cannot acquire more than 70 percent of your revenue from Freddie Mac at the time of registration.
  • Be able to provide, upon request, a certificate of insurance for the type and/or the level of business you wish to conduct with Freddie Mac.
  • Be able to provide Freddie Mac with a W-9 form.
  • Maintain at least three W-2 employees.
  • Qualify as a diverse supplier based on the diverse supplier definitions outlined below.
  • Be able to provide a third party diversity certificate (if applicable).

Minority-Owned Business

  • More than 50% of the ownership or control of which is held by one or more minority individuals; and
  • More than 50% of the net profit or loss of which accrues to one or more minority individuals.
  • Minority means any Black (or African) American, Native American (or American Indian), Hispanic (or Latino) American, or Asian American.

Women-Owned Business

  • More than 50% of the ownership or control of which is held by one or more women;
  • More than 50% of the net profit or loss of which accrues to one or more women; and
  • A significant percentage of senior management positions are held by women.

Disabled-Owned Business

  • More than 50% of the ownership or control of which is held by one or more persons with a disability; and
  • More than 50% of the net profit or loss of which accrues to one or more persons with a disability.Disability has the meaning defined in 29 C.F.R. § 1630.2(g), § 1630.3 and Appendix to Part 1630 – Interpretive Guidance on Title I of the Americans with Disabilities Act.

Service Disabled Veteran-Owned Business

  • Not less than 51% of which is owned by one or more service-disabled veterans, or in the case of any publicly owned business, not less than 51% of the stock of which is owned by one or more service-disabled veterans; and
  • The management and daily business operations of which are controlled by one or more service-disabled veterans, or in the case of a veteran with a permanent and severe disability, a spouse or permanent caregiver of such veteran.Service Disabled Veteran has the meaning described by the United States Department of Veterans Affairs at www.vip.vetbiz.gov.

Gay, Lesbian, Bisexual and Transgender-Owned Business (or GLBT-Owned Business)

  • At least 51% of which is owned, operated, managed and controlled by one or more gay, lesbian, bisexual or transgender persons who are either United States citizens or lawful permanent residents;
  • That exercises independence from any non-gay, lesbian, bisexual or transgender-owned business enterprise;
  • With its principal place of business (headquarters) in the United States; and
    Formed as a legal entity in the United States.This definition is from the National Gay and Lesbian Chamber of Commerce.

 

 

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  • Mortgage rates barely move. The 30-year FRM averaged 4.52% and the 15-year FRM averaged 4.00%.

  • It's officially hurricane season - and while no one can stop a tropical storm or hurricane from happening, you can prepare. Follow these steps to ensure the safety of your family and your home.

  • Mortgage rates inch up. The 30-year fixed-rate mortgage averaged 4.53% and the 15-year fixed-rate mortgage averaged 4.02%.

  • It's no surprise that summer is the busiest moving season — the nice weather makes transitioning easier and college students are often relocating to or from new rentals. Here are five things to know before signing a lease.

  • Explore market trends and overcome barriers to find the latest home buyer opportunities in the industry. Register today for a free Home Team Advantage workshop near you.

  • We wish you a happy and safe Fourth of July as you celebrate with friends and family.

  • We're studying the characteristics of different demographics and generations, their views of homeownership and the impact of the technology and innovation. What we found out might surprise you...

  • As we near the end of National Homeownership Month, let's look at 5 reasons to be optimistic about homeownership in coming years.

  • The 30-year fixed-rate mortgage averaged 4.55% and the 15-year fixed-rate mortgage averaged 4.04%.

  • Did you know that every new home built creates 2.97 jobs? From your hometown to the national stage, the housing market has big impact on the economy.

  • From mortgage assistance for those impacted by natural disasters, to reemployment solutions and financial education — we have programs in place to address borrowers' needs and strengthen sustainable homeownership.

  • Did you know that homeownership helps foster stronger, more stable neighborhoods?

  • When you become a homeowner, you're not only making an investment in your future, you're investing in your local economy — in up to 26 ways.

  • This National Homeownership Month, we're celebrating borrowers & lenders as we reimagine the mortgage experience to make homeownership possible. Learn how to get into a home this June.

  • Hi..our home is owned by Freddie Mac and now serviced by nationstar. ( american home mortgage Previously, countrywode and then Bank of America transfers. We really need to have our mortgage modified through the flex mod, and we have been Previously modified 3 times (we have owned our home over 11 years. And the last ( 3rd) modification was by nationstar and we were not made aware by them that FM only allows 3 mods for life of the loan. The reps at nationstar never made us aware when we signed the last mod which caused our payment to increase from around 2200 to 2900 per month. We had to sign to save our home and another rep actually told us that we need to sign and send in to avoid foreclosure and we could always seek and request a better payment later. So now we would qualify for the flex mod but we were denied by nationstar I only for one reason " loan previously modified 3 times." I was told to read the info on the flex mod and also learned that Freddie Mac will allow an exception to the rule of loans modified $ or more times and if the servicer sends in a request then we may qualify. Can. You please let me know if this is true and how can request the exception ?

  • Why is homeownership so important for America's families? It's simple. It provides an opportunity to build wealth, promises independence, and instills a strong sense of pride.

  • Credit risk transfer is changing the way the U.S. residential housing market is funded. It has 3 main benefits – can you guess what they are?

  • Today, a gallon of milk costs about $3.16, but in 30 years it'll be almost $6 thanks to inflation. While your bowl of cereal might be more expensive, your mortgage payments will remain "fixed". Check out our infographic to learn how fixed-rate mortgages protect you from inflation – and see how much movie tickets will cost in 30 years. 😳

  • Over the years, homeownership has cemented its role as part of the American Dream, providing families with a place that is their own and an avenue to build wealth over time. Learn how this "wealth" is built through the creation of equity.

  • June is National Homeownership Month, the perfect time to celebrate homeownership and reflect upon the important role it plays for America's families, our communities, and the economy. To honor this month, we're launching a month-long blog series to showcase the many ways homeownership affects our daily lives, from providing financial and social stability to fueling our national economy. #FindYourPlace

  • You've made it through the offer and negotiation process – now it's time to close the deal and then you'll be a homeowner! But wait... what is closing? And why is everyone telling you to bring extra pens? We've created an infographic so you can know what to expect on your closing day.

  • We all like to stretch our dollars, whether buying an item on sale or getting a large coffee for the price of a small. The same applies when it comes to shopping for mortgage rates – the lower the number, the better.

  • This highly improper and unjustified change to award a disinterested third party the real estate belonging to the Defendants smells of corruption and fraud on the part of the Supreme Court, Judge Colaiacova and Rosicki, Rosicki and Associates, to award the summary judgment in the case being appealed to FNMA, a party that is NOT and NEVER HAS BEEN retained by or represented by the mortgage foreclosure mill Rosicki, Rosicki and Associates. FNMA is not a holder in due course of any Note or security instrument involving the property being molested by the original Plaintiff HSBC and their co-conspirators in the fraud, involving Judge Colaiacovo the mortgage foreclosure mill Rosicki, Rosicki and Associates and HSBC BANK USA, NA- the original Plaintiff. See EXHIBIT (THREE) copy of notice of appeal with proof of filing and Notarized affidavit of service of the notice of appeal

  • Confused about points in the mortgage process? You're not alone. They can have a big impact on how much home you can afford and your monthly mortgage payments. Consider these three questions to help you decide if you should buy points.

  • The 30-year fixed-rate mortgage averaged 4.61% and the 15-year fixed averaged 4.08%.